Boater's paradise on deep water along scenic Lofton Creek--with no HOA or CDD fees! This private, gated property (new electric gates 2026) offers the waterfront lifestyle buyers seek, with direct deep-water access and a fully equipped dock already in place. With more than $60,000 in recent upgrades include a remodeled primary bath (2025), new wood blinds (2026), and new main AC (2024), this well-maintained 3-bedroom, 3-bath home features stunning water views. The kitchen showcases granite countertops, a farmhouse sink, and flows seamlessly into the living area with a gas fireplace. Outdoor living is exceptional. The screened back porch with new Trex decking and an expanded BBQ deck overlook a manicured lawn shaded by Live Oaks, leading to the deep water dock. Dock features include water, electric, covered seating with fan, stainless fish cleaning station, and a remote-controlled 6,000 lb boat lift. Additional highlights: oversized 2-car garage, two HVAC systems, storage shed, irrigation system, and artesian well. Roof replaced 2018/2019. Fully-designed plans by Rice Architect are also available for a downstairs primary suite addition (approx. 400 sq ft) with full expansive water views. Opportunities like this rarely come along - don't miss this chance to own your slice of paradise!